Exclusive Products
SCMA Financial Services, Inc. has plans designed specifically for SCMA members and their staff. These plans are only available through the SCMA and are not available on the open market. In many cases, premium discounts are available to SCMA members.
Group Health Insurance
Through Members' Insurance Trust
- 100% portable to physicians (early retirement, disability, etc.)
- Surviving spouse benefit for physicians
- Dependents can be covered to age 25 - regardless of school status
- Includes short-term and long-term disability coverage
Through SCMA Select
- Special plan designs not available on the open market
- Premium Discounts up to 12% for SCMA members
Group Dental Insurance
Through Members Insurance Trust
- 100% coverage for preventative services
- 80% for routine restorative, endodontic, and periodontic procedures
- 50% coverage for major restorative
Professional Liability
Through South Carolina Physician Assurance Company
- Aggressive Defense
- Extensive Risk Management Program
- Domestic – South Carolina based company
- Owned, operated and governed by physicians
Group Disability
Through Hartford
- 7% discount to SCMA members
- Additional 5% discount to MGMA members
- Own Sub-Specialty Definition
Individual Disability
Through MetLife and Principal Financial Group
Premium Discounts for SCMA members
- Own-Specialty Definition
- 90 day elimination period
- Lifetime benefits
- Mental & Nervous Coverage
- Cost of Living Adjustment
Group Voluntary Life Insurance
Through Lincoln Financial Group
- Portable after 12 months on the plan
- No medical questions or exam for coverage up to $200,000 – Guarantee Issue
- Low group rates
- Coverage available for spouse and children
Vision Insurance
Through Physicians Eyecare Plan
- Simple, unique plan designs for SCMA members
- Rate discounts
- Comprehensive network
Premium Financing
Through Standard Funding
- 15% down payment and 10 monthly installments with an APR of 6% - This rate is based on the current prime rate and is subject to change.
- Choice of coupon or invoice billing
- E-mail reminders of upcoming installments
This discounted rate is only available to physicians seeking financing for professional liability insurance.